Wherever life takes you, we’re here to protect it.

Established in Trust. Rooted in Service Since 1882.

Serving Utah with the same trusted coverage and personal service — for home, auto, commercial, and more — that have defined us for generations.

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"Stephen was not only professional to work with, his knowledge of the insurance industry made us very comfortable to switch the business to Offenhauser."

About Us

A Trusted Legacy, Now Growing in Utah

Bringing our century-old commitment to service and trust to the families and businesses of the Wasatch Front.

  • 01. Our Mission
  • 02. Our Vision
  • 03. Our Values
  • 04. Our Challenges
Our mission is to provide individuals, families, and businesses with insurance solutions built on integrity, expertise, and personal service. We believe every client deserves clear guidance and reliable protection for their home, auto, and commercial needs. As an independent insurance agency serving communities across Texas, Arkansas, Oklahoma, and now Utah — including the Salt Lake City area — we work for our clients, not the carriers, earning trust through honest advice and dependable coverage.
Our vision is to become one of Utah’s most trusted independent insurance agencies, known for combining a century of experience with a genuine commitment to the communities we serve. We aim to support families and businesses across Salt Lake City and the Wasatch Front with smarter, more personalized insurance solutions that protect what matters most, today and for generations to come.
Our values guide how we serve clients with integrity, clarity, and personal attention. Whether we’re assisting with home insurance, auto insurance, or commercial coverage, we focus on listening first and communicating clearly. These principles ensure every client we serve — in Salt Lake City, across Utah, and beyond — receives dependable protection backed by more than a century of experience.
Expanding into Utah brings new opportunities — and important responsibilities. In Salt Lake City’s relationship-focused market, we’re committed to earning local trust, helping clients understand the value of an independent insurance agency, and delivering personalized service for home, auto, and commercial insurance as we grow. These commitments motivate us to stay sharp, responsive, and invested in the communities we now serve throughout the Wasatch Front.

Our Services

Personalized Insurance Solutions for Your Home, Auto, and Business.

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Why Choose Us

What Sets O&Co. Apart.

With 140+ years of experience serving clients across Texas, Arkansas, Oklahoma, and now Utah, we understand the unique risks individuals and businesses face. Our multi-state expertise helps us deliver informed, tailored insurance solutions for home, auto, and commercial needs.
Every client’s situation is unique — so your coverage should be too. We take the time to understand your home, lifestyle, and business goals, then design insurance solutions that fit your needs, not a template.
When the unexpected happens, you shouldn’t have to navigate the claims process alone. We offer personal, hands-on support to guide you through each step, helping ensure claims are handled efficiently and with your best interests in mind.
As an independent insurance agency, we’re able to compare options from multiple carriers to help you find strong coverage at competitive rates. Our goal is to balance value, protection, and affordability — without sacrificing service.
We go beyond standard policies by helping you identify potential risks before they become costly issues. From home safety considerations to business-specific exposures, our guidance helps you protect what matters most with confidence.
As we’ve done since 1882, we build long-term relationships by putting people first. Whether you’re insuring your home, vehicle, or business, you’ll work with a team that listens, communicates clearly, and responds quickly — offering the kind of personal service larger agencies can’t always provide.
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Trusted & Professional Advisors for Your Insurance

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